Federal Direct Unsubsidized Loan and Private Loans

Federal Direct Loans and University of California Grants are available to U.S. citizens and permanent residents. To apply, file the Free Application for Federal Student Aid (FAFSA). Submit your FAFSA before you are admitted to UC Davis.

Federal Direct Unsubsidized Loan

The UC Davis Financial Aid and Scholarships will determine your eligibility and notify you of the types and amounts of loans for which you qualify.

• UC Davis disburses loans in three installments, one per quarter.
• The interest and origination fee percentage is set by the federal government. Interest accrues on the loan from the date of disbursement.
• The Federal Direct Loan does not require a credit check.
• For more information, contact the UC Davis Financial Aid and Scholarships or a financial aid expert.

Students receive their formal financial aid packages after submitting their enrollment deposit. If you need an estimated award before accepting enrollment, please contact the UC Davis Financial Aid and Scholarships or a financial aid expert.

Private Loans

Private loans provide both fixed-amount loan programs and revolving lines of credit. These loans are based on creditworthiness. Interest rates are usually higher—and interest begins to accrue immediately—although you often have the option of deferring payment while you are in school.

Terms and conditions for these programs are not set by the federal government and are subject to change. For more information, contact the UC Davis Financial Aid and Scholarships or a financial aid expert.